Mark McGowan and McGill Credit Recovery

McGill   Credit Recovery. Ltd takes problematic credit reports seriously. We  understand the applicable consumer protection laws, and we help our clients to leverage those legal rights so that their credit reports remain fair, accurate, and substantiated.

From bankruptcies, to charge-offs, to tax liens, we have challenged a virtually every credit problem, doing work for our clients that  resulted  in Hundreds of items removed from their credit reports last  year alone.  Our 7+ years of experience in the credit repair field have  helped many  clients to turn their lives around.

Credit   Repair is not what many people believe it is. Effective, enduring   credit repair requires taking appropriate action with your creditors   rather than simply creating ineffective disputes for credit bureaus. We   help our clients frame the tough questions that they are legally   entitled to ask, and we invoke several consumer protection statutes in   our work to improve their lives.

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McGill   Credit Recovery. Ltd offers a free credit repair consultation, which   includes a complete review of your FREE credit report summary and  score.

1. HOW MUCH WILL THIS COST?  $169 billed after client setup and dispute letters are created (this is your first monthly payment). $169 per month after each completed month of service after your first month. Cancel Anytime!   Also, we ask that you keep Identity IQ open for credit monitoring for us which is $21.99 per month.

2. HOW LONG WILL THIS TAKE?  Because credit repair depends on a variety of factors, the time will vary. On average, clients are satisfied with the results within four months. Lasting credit repair is a process and not an overnight “quick-fix.”

3. IS CREDIT REPAIR LEGAL? - Credit repair is 100% legal and it works because of the law. The Fair Credit Reporting Act gives you the right to dispute any items on your credit reports that are inaccurate, obsolete, outdated, or unverified. If an item cannot be verified, it must be removed. If an item is inaccurate it will be updated. In some cases, we can negotiate payment to original furnishers of debt and/or collectors of debt, on behalf of clients.

4. CANCELLATION POLICY - McGill Credit Recovery credit repair program is a month to month service and you may cancel anytime. Just give us a call or email to cancel.

5. 90 DAY MONEY BACK GUARANTEE - All services come with  McGill Credit Recovery 90-day back guarantee. If your credit report doesn't improve in the first 90 days, you can get a full refund. Click Here For More Details.

6. HOW CAN I PREPARE FOR MY FREE CONSULTATION?- We look forward to your FREE CONSULTATION call us at 1-(575) 642-0105  In order to quickly help you, please have your 3 current credit reports available. You can get them https://www.identityiq.com or if you wish to save money go CLICK HERE 

7. IS MY INFORMATION SECURE?  Client Data Protection is required by law. We use the same security encryption (256-bit SSL) as banks. SSL is Secure Socket Layer, but what it really means is that the data sent between McGill Credit Recovery and your computer is safely encrypted from prying eyes. It's the same technology that banks use to keep your credit card information safe. We never share your personal information with anyone-- for any reason-- without your prior written permission.

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CAN I DO THIS MYSELF?  Absolutely!   You are your best advocate and know your situation more than anyone else. There are many useful books, websites and videos on the subject. If you want to DIY, we recommend educating yourself first.